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    Home » The Cost of Supercommuting: Way More Than Just Gas Money
    Finance

    The Cost of Supercommuting: Way More Than Just Gas Money

    FreshUsNewsBy FreshUsNewsJuly 9, 2025No Comments14 Mins Read
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    A typical supercommuter spends 90 minutes or extra a method commuting to work or faculty. As the price of dwelling continues to outpace wage development, supercommuting is rising in recognition. In keeping with a latest U.S. Census Bureau report, an estimated 5 million folks are actually supercommuters—up from roughly 3.42 million in 2012.

    I hate lengthy commutes. Taking the bus or driving to work was one in every of my high three annoyances whereas I used to be employed.

    After I retired in 2012, one of many greatest joys was never having to commute again. Getting again that point, power, and psychological readability was a very lifestyle-enhancing good thing about retirement. Then, when the pandemic hit in 2020, thousands and thousands all over the world bought to expertise that very same freedom. Is there any marvel why it’s been so arduous to persuade staff to return to the workplace?

    On this submit, I wish to spotlight the hidden toll of supercommuting to work or faculty. Positive, you’ll spend extra on fuel for those who drive. However that’s just the start. So before you purchase a extra inexpensive house in alternate for an extended commute, be forewarned: the trade-offs is probably not price it.

    My Expertise With Supercommuting

    After deciding to not pony up a small fortune for a vacation rental in Honolulu, I opted for my household of 4 to stick with my mother and father for as much as 5 weeks. They’ve three free bedrooms of their five-bedroom home, and it’s a house I’ve returned to for 39 years. It feels comfy to me, however to not all.

    A few of you thought this was a great way to save cash. Others—principally girls—mentioned it was merciless to topic my spouse to such “confinement” for thus lengthy. I get it. Staying along with your in-laws for various days is so much to ask, particularly with out en suite bathrooms or separate kitchens and entrances. And never everyone likes to be in Hawaii through the summer time warmth.

    Nonetheless, the most affordable appropriate three-bedroom rental I might discover price $16,000 after taxes and costs. A nothing fancy four-bedroom rental, and not using a pool, which we preferred, was $24,000. After owning real estate since 2003, I simply can’t deliver myself to spend that a lot on a brief keep that builds no fairness.

    To discover a compromise, we stayed at my aunt and uncle’s place on the North Shore—as much as 1.5 hours away—after 13 days with my mother and father, to present each my spouse and mother a break for 9 days. It gave me a break too as I might return to dwelling with out fear of doing issues in a method that may agitate my mother, e.g. minimize fruit on the precise aspect of the sink as a substitute of the left.

    The youngsters have been completely happy wherever they have been, so everybody gained, effectively, aside from me who needed to drive ~2.5 extra hours a day for 5 days.

    The False Begin

    We picked up our youngsters at 4:55 p.m. Friday from summer school at Punahou to go to Laie for the weekend. All was effectively—till six minutes in, our five-year-old daughter introduced she needed to pee. I circled and went again to high school so she wouldn’t have to carry it.

    Had we been commuting from my mother and father’ home, simply eight minutes away, I’d’ve simply saved driving. That’s one surprising price of supercommuting—having to handle bodily capabilities mid-ride. Most adults can uncomfortably maintain it for an hour or two. However youngsters? Not a lot.

    We lastly arrived in Laie an hour and half-hour later. The youngsters napped for 35 minutes, so the journey felt like a breeze to them. Though I used to be drained, I used to be additionally excited to benefit from the freedom of getting our personal house once more.

    Supercommuting from Laie to Punahou College and again

    The Monday Morning Supercommute

    After a enjoyable weekend stuffed with Pokémon Go Fest, Giovanni’s garlic shrimp, and seaside walks, actuality returned Monday morning.

    I handed out by 10 p.m. Sunday after placing the children down by 9:20 with my spouse. I wakened at 2:45 a.m. to get a head begin on publishing a brand new submit, responding to feedback, and going for a morning stroll on the seaside.

    The youngsters wakened at 6:30 a.m., and we left by 6:55 to make it to high school by 8. Again in Honolulu, we normally depart at 7:40, so the sooner begin was uncomfortable for my spouse and daughter, who aren’t morning folks.

    Immediately, I might inform the drive would take longer than anticipated. We have been caught behind a gasoline tanker on a single-lane street for about 15 miles, averaging simply 32 mph as a substitute of the standard 40.

    About 45 minutes in, I bought a textual content from my spouse thanking me for the trip and the peace and quiet. At a cease gentle, I couldn’t assist replying with a GPS screenshot to indicate the place we have been—7 minutes not on time. Normally, the GPS arrival time was conservative and simple to beat.

    However then I made a mistake. I resumed driving whereas glancing on the screenshot I had despatched her as a substitute of the reside Apple Maps. That mind fart price us one other 11 minutes. As an alternative of arriving at 8:06 a.m., we bought to high school at 8:16. Ugh—I hate being late.

    Supercommuting and showing a screenshot of my arrival time
    The screenshot I despatched and adopted my mistake

    A Place To Dangle Out Made Supercommuting Extra Manageable

    At first, I assumed I’d simply hang around on the seaside or mall all day earlier than choosing the children up at 4:55 p.m. My spouse additionally wished me to choose up some groceries. No drawback. There was no method I used to be going to drive 1.15 hours again to Laie after drop off after which do it once more within the afternoon. I figured I’d nap within the automotive beneath a banyan tree if I needed to.

    Then I remembered my mother and father’ home was solely 8 minutes farther. I might write, relaxation, and handle the renovation of an in-law unit I used to be engaged on. Having a house base made the day rather more manageable. If I needed to additionally work a full-time job throughout that commute, I’d’ve been utterly wiped.

    In reality, after dropping off the children, I spent the day within the metropolis writing a submit, recording a solo podcast episode, speaking to my mother and father, grabbing lunch, and squeezing in a fast 15-minute nap.

    Then I handled the handyman, swung by Complete Meals for groceries, and picked up the children at 4:55 p.m. The day flew by—and by the tip of it, the considered driving quarter-hour to high school and 1 hour and quarter-hour again to Laie throughout rush hour was the very last thing I wished to do.

    The Subsequent Day of Supercommuting (Good Then Unhealthy)

    By the second day of supercommuting, I felt extra assured. I knew the route higher and had realized from my errors. I bought the children to high school 10 minutes early and shaved 20 minutes off the drive. It felt like a small win. However after all, good issues by no means final.

    After I arrived at my mother and father’ home the plumbers had already proven up early. Then, half-hour later, the handyman arrived. In whole, I spent 9 hours managing 5 completely different staff making an attempt to repair up our long-neglected in-law unit. I hate remodeling and swore to by no means accomplish that once more. However right here I used to be, like a masochist, doing it once more whereas I used to be presupposed to be enjoyable on trip.

    To take advantage of the downtime, I introduced my laptop computer exterior and labored on a brand new submit. However with the solar blazing and temps hitting 85 levels, I used to be drained by mid-afternoon.

    By 4:40 p.m., all I wished to do was lie down in an air-conditioned room and take a nap. However no such luxurious. I needed to hop again within the automotive, drive by means of rush hour to choose up the children, then endure one other 1 hour and 13 minutes again to Laie.

    My zest for all times? Gone. After 10 minutes of small discuss with the children about their day, I turned on some music and simply listened like a zombie. I didn’t have the power to maintain the dialog going.

    By the point we bought house, I used to be toast—only a drained, barely grumpy dad who wished nothing greater than to relax and crack open a chilly beer.

    Optimistic Ideas To Intestine On By way of

    Although I used to be commuting about 2.5 hours additional a day, I instructed myself it was price it—for my spouse’s happiness, my mother’s privateness, and even my youngsters’ resilience. Perhaps the longer commute would construct their endurance and educate them the value of waking up early.

    Maybe most significantly, my spouse appreciated the trouble I put in to make her completely happy. Judging by her FaceTime calls from the seaside, she positively appeared extra relaxed and content material! With appreciation, I used to be motivated to maintain on supercommuting.

    As a father, you do what you’ll be able to to offer. A bit additional effort plus some problem-solving goes an extended technique to making a suboptimal scenario higher. Received to suppose constructive! Previously, it by no means occurred to me commuting from Laie to downtown Honolulu could be an choice.

    Moreover, understanding the supercommuting stint was short-term made it tolerable. My youngsters had Friday off for the 4th of July, so I solely needed to supercommute for 4 days—a complete of ~11 hours of extra driving. Oh yeah, however I forgot about including the 2 halves of driving up Thursday evening and returning Monday morning. So extra like 13.5 hours of additional driving.

    The Hidden Prices of Supercommuting

    At first look, supercommuting would possibly seem to be an affordable trade-off. Save 20–60% on housing and spend an additional two hours and thirty minutes commuting a day? Perhaps not so unhealthy, particularly if the median house worth is above $1 million.

    However along with lots of extra in fuel and transit prices every month, listed here are different downsides:

    • Elevated threat of damage or loss of life – Extra time on the street means extra publicity to accidents, particularly when driving with youngsters. I actually noticed a automotive on a residential road close to my guardian’s home flip upside-down as a result of it bought t-boned at an intersection. One of many automobiles did not cease on the cease signal.
    • Greater stress and cortisol ranges – Unhealthy drivers, visitors jams, and street rage add up, draining your emotional reserves for the day and night. You would possibly find yourself creating power ache, elevate your stress ranges, and in the end, shorten your lifespan consequently.
    • Put on and tear in your automobile – Extra miles imply extra upkeep, particularly in case your automotive isn’t ultra-reliable. You will even have to switch issues extra typically, like your tires and brakes.
    • Higher probability of getting tickets – From parking errors to dashing tickets, elevated driving time raises your possibilities of infractions. In flip, your automotive insurance coverage premiums might go up.
    • Decreased happiness and concord along with your vital different – Lengthy commutes drain your power and endurance, which implies by the point you get house, you could be extra irritable, checked out, or simply plain exhausted. Small disagreements can flare up extra simply when one or each of you might be working on fumes. Over time, the emotional toll of being bodily distant and mentally unavailable provides up.

    If You Are Going To Usually Supercommute

    For those who plan to supercommute often, two issues are crucial: a secure, dependable automotive and life insurance coverage.

    My spouse and I’ve matching 20-year time period life insurance coverage insurance policies, which have offered great peace of thoughts. I like to recommend locking in an inexpensive coverage by means of Policygenius to cowl your money owed and defend your kids till they develop into adults.

    Right here in Honolulu, nonetheless, we don’t have what I’d take into account a safe-enough automotive for long-term supercommuting. We’re utilizing my dad’s 1997 Toyota Avalon. Whereas it’s a nostalgic beast, it has poor acceleration for evasive driving, a wobbly axle, shaky brakes above 45 mph, no aspect curtain or rear airbags, no blind spot detectors, no sensors, and no rear digicam. I’m not even positive the entrance airbags work.

    In consequence, I drive slowly and attempt to keep additional alert. The one saving grace is that the velocity limits between the North Shore and Honolulu are comparatively low—35 mph on the single-lane “freeway” and 50 mph on the principle freeways. So it’s not like mainland highways the place folks routinely push 70–85 mph.

    If we return to this similar dwelling and commuting association once more, I plan to lease a brand new automotive for $100/day. It’ll not solely be safer, however it’ll additionally unencumber my dad to run errands through the week with his own 28-year-old car. A win-win.

    Last Ideas on Supercommuting

    Supercommuting would possibly seem to be a wise monetary transfer, particularly when housing close to work is unaffordable. However earlier than you commit, look past the financial savings. Residing in a smaller home or condominium to avoid wasting time commuting is my desire .

    Each hour on the street is an hour not spent along with your family members. Each irritating drive takes a toll in your temper, focus, and well being. And each surprising delay chips away at your endurance—particularly whenever you’re juggling the demands of family life and work.

    Personally, a comparable house would must be a minimum of 70% cheaper to justify including two additional hours of commuting every day. And even then, I’m unsure the trade-off could be well worth the toll on my time, power, and well-being. The time I get to spend with my youngsters after faculty is just too valuable to sacrifice.

    For those who reside inside quarter-hour of each your work and your kids’s faculty, take into account your self lucky. Whereas distant work surged through the pandemic, in-person collaboration has made a robust comeback. In consequence, well-located homes in job-centric cities—particularly the place provide is constrained—might outperform sooner or later.

    If you are going to supercommute, have a plan. Know your timeline. Perceive your causes. And ensure the trade-off is actually price it. As a result of in the long run, a less expensive house isn’t price it if it leaves you drained and hating life.

    Readers, are any of you supercommuters? If that’s the case, how do you make the lengthy transportation time extra bearable? Are there any surprising advantages to supercommuting past saving on housing prices or being nearer to household or a greater faculty? I might love to listen to your methods and insights.

    Sources For A Higher Life

    Choose up a duplicate of my USA TODAY nationwide bestseller, Millionaire Milestones: Simple Steps to Seven Figures. I’ve distilled over 30 years of economic expertise that can assist you construct extra wealth than 94% of the inhabitants—and break away sooner.

    Sam Dogen Millionaire Milestones national bestseller USA TODAY list

    For those who’re trying to escape a job you don’t love—particularly one with an extended commute—take into account negotiating a severance bundle as a substitute of quitting. A severance supplies a beneficial monetary cushion that can assist you take the next step with confidence.

    Each my spouse and I negotiated severance packages after we retired in 2012 and 2015, and so they gave us an amazing sense of reduction and suppleness. Try my bestselling e-book, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code “saveten” to avoid wasting $10.

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    Subscribe To Monetary Samurai 

    Pay attention and subscribe to The Monetary Samurai podcast on Apple or Spotify. I interview specialists of their respective fields and talk about a few of the most attention-grabbing matters on this web site. Your shares, rankings, and critiques are appreciated.

    To expedite your journey to monetary freedom, be part of over 60,000 others and subscribe to the free Financial Samurai newsletter. Monetary Samurai is among the many largest independently-owned private finance web sites, established in 2009. All the things is written primarily based on firsthand expertise and experience.



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