Fee quantity processed on crypto playing cards has climbed to a document $12.5 billion, up 140% year-to-date, in line with information from paymentscan.xyz, first shared by The Kobeissi Letter.
The determine can be 247% increased than ranges recorded in October 2025.
The surge is being pushed by rising use of stablecoins as a fee rail and a broader push for cheaper, sooner cross-border transactions, The Kobeissi Letter mentioned.
QR-code funds are one other brilliant spot: demand for QR-based spending helped push activated playing cards on Jupiter Spend, one of many largest on-chain card suppliers, up 55% quarter-over-quarter.
“Crypto playing cards are the following section of crypto adoption,” The Kobeissi Letter mentioned.
The figures come as main gamers transfer into the area of crypto playing cards. Fold Holdings (NASDAQ: FLD) announced earlier this yr that it had began issuing its Fold Bitcoin Credit score Card to pick out waitlist members, with wider entry rolling out in batches over the approaching weeks and months.
The cardboard runs on the Visa community, is powered by Stripe Issuing and is accepted at 175 million retailers. It gives a base charge of 1.5% again in bitcoin, rising to as a lot as 4% by means of behavior-based boosts and companion gives. Cardholders who pay their invoice in bitcoin earn an additional 0.5% again.
Aven has taken a special strategy. Its Aven Bitcoin Visa Card, unveiled on the Bitcoin Convention 2026 in Las Vegas, lets holders borrow as much as $1 million towards their bitcoin with out promoting it, with charges beginning at 7.99% APR and reimbursement phrases of as much as 10 years.
Collateral is held by BitGo, whereas Coastal Neighborhood Financial institution points the cardboard.
