ZBD, Bitcoin funds gaming firm, has built-in Bitcoin rewards into Idle Financial institution, a recreation title from TapNation with over 12 million downloads. TapNation is likely one of the world’s main cellular recreation publishers with over 1 billion whole downloads. The announcement comes weeks after ZBD launched what’s presumably the primary cellular app on Apple telephones with bitcoin rewards.
ZBD, a Bitcoin funds firm launched in 2019, was based by Simon Cowell, Andre Neves, and Christian Moss to deal with cost points within the gaming trade utilizing Bitcoin. Ben Cousens, a former enterprise capitalist and Bitcoiner, joined as an investor after being launched to the founders, drawn in by their imaginative and prescient. In an unique interview with Bitcoin Journal, Cousens recalled, “I obtained launched to Simo, the CEO, by telephone, and we jumped on the decision, and he simply stated, ‘I’ve seen how the video games trade’s obtained a funds concern and I believe Bitcoin is the answer.’ And my ears pricked proper up.”
Born out of the 2018-2019 progress of the Lightning Network, the corporate has developed a mature set of growth instruments that make it seamless for recreation builders to combine Bitcoin rewards into their video video games, together with an API and an SDK (Software program Improvement Package).
In the present day, the corporate is targeted on the cellular gaming market. There are over 3 billion gamers worldwide, with a majority of them taking part in on cellular gadgets, and producing $95 billion in annual income.
“What actually made me bullish on the enterprise was the business acumen of the group. Lots of Bitcoin startups are combating the nice struggle for Bitcoin adoption, however client adoption outdoors of investing and saving has been a problem. Blocks are nonetheless empty in the present day in 2025. That utilization drawback is solvable if you construct one thing customers interact with, and I felt gaming was a robust overlap. There are three billion avid gamers on the earth. It’s a really giant trade.” Cousens added.
Play Counter-Strike, Earn Bitcoin
The startup made headlines within the Bitcoin trade with an early take a look at case of its funds know-how. In 2021, ZBD launched a modded Counter-Strike server — a preferred first-person shooter online game amongst PC avid gamers — which included Bitcoin drops for kills, making a real-money aggressive dynamic, described on the time because the ‘subsequent era of esports’. Cousens defined, “If I shot you, you dropped cash within the map, and if I ran and picked up these cash, you’d decide them up immediately within the recreation.”
The Counter-Strike demo was a significant success, capturing the creativeness of bitcoiners and grabbing the eye of avid gamers alike. In actual fact, it was such a profitable demo that hackers and “try-hard” avid gamers began to play, discovering methods to use the sport and maximize Bitcoin reward payouts. “After we did Counter-Strike, the very first thing that occurred was clearly individuals farmed the servers they usually simply joined the video games, killed everybody, took all the cash and stop, utilizing wall hacks and no matter. And it was ‘Oh yeah, forgot about that.’” Cousens recalled including that “we then launched really, fairly a easy mechanic for the Counter-Strike instance that labored, which was you needed to pay to hitch the server. That instantly deterred like 85-90% of the dangerous actors.”
The sport “blew up” in Brazil, rising their discord group to over 100,000 individuals, a few of whom volunteered to “sit on the server and look ahead to cheats” to manually boot dangerous actors, rewarding studies with 100 – 500 sats over the lightning community, relying on the state of affairs. “it wasn’t scalable. It was like Mechanical Turk type.” Cousens famous.
Ultimately, ZBD shut down the Counter-Strike demo. “We’re within the enterprise of offering the instruments to the sport devs, not constructing video games or operating video games ourselves,” Cousens defined. The corporate shifted focus to the large cellular gaming market, however the expertise led ZBD down a deep cybersecurity rabbit gap, which knowledgeable their developer tooling companies. Sport builders and advertisers alike mustn’t have to fret about deep cybersecurity to combine Bitcoin into their video games, in any case.
For instance of the lengths ZBD goes to forestall advert fraud of their video games in the present day, Cousens shared that they regulate the telephone’s accelerometer, a sensor that measures the gadget’s motion, to know if the telephone is in a consumer’s hand. That is to guard in opposition to farms of gadgets operating auto-clicking software program to defraud advertisers.
Reflecting on his expertise working within the Bitcoin trade now for over half a decade in a extremely adversarial area of interest, combating off avid gamers who are usually notably tech savvy and crafty, Cousens famous that “bitcoiners are bloody good cryptographers. I imply, if you happen to’re within the Bitcoin group, you at all times discuss your self down, proper? ‘We don’t know what we don’t know’ or ‘nothing is ever risk-free’, blah blah blah. However that is an trade constructed round cryptography and encryption. And that’s additionally cybersecurity. The overlap there’s simply insane. And because of this, Bitcoin engineers and bitcoiners are likely to make fairly good safety individuals. We’re all fairly paranoid by nature, proper?”
The ZBD SDK and API
The SDK, which was lately introduced by ZBD and is getting used within the newest partnership with the Idle Financial institution integration, can be accessible for recreation builders. Cousens informed Bitcoin Journal, “We simply launched the ZBD SDK, which packages collectively the whole lot, all of our safety right into a quite simple and straightforward to make use of bundle, and that’s not gross sales hyperbole. Individuals are in a position to combine this in two or three days as a result of it’s genuinely drag-and-drop. Create slightly Bitcoin asset to your online game, drop it within the recreation, and select how and the place you wish to pay individuals.”
ZBD is now actively working with near 40 recreation builders, in keeping with Cousens, all of whom are working to combine bitcoin rewards into their video video games, paid out utilizing Bitcoin’s Lightning Community. Cousens, who’s a giant fan of the Lightning Community, defended the protocol, saying that, “There’s nonetheless FUD about Lightning and I don’t get it… ZBD has no on-chain providing. Lightning is wonderful.”
The mixing of bitcoin rewards into cellular video games is much from a gimmick; it’s having measurable outcomes on consumer retention for ZBD’s shoppers. Discussing the affect on Fumbgames’ “Bitcoin Miner” online game, Cousens stated, “I’m not going to share their numbers as a result of I can’t, however they’ve grown greater than 10x as a enterprise because of this. And we see this fairly constantly, if you distribute Bitcoin to gamers, you’re paying them to play. The engagement goes by means of the roof. And we’ve performed surveys of Gen Z and labored with avid gamers to validate what’s happening right here.”
The mannequin is straightforward. Advertisers pay recreation builders for views and clicks; a portion of that income will get became bitcoin and returned to gamers as rewards. The bitcoin rewards enhance consumer retention, which will increase promoting {dollars}. The identical course of performs out with in-game purchases as nicely.
“We targeted on the advert monetization facet of the gaming trade, therefore rewards and bitcoin payouts. Our proposition to the video games trade was ‘hey, why don’t you’re taking a small quantity of your advert income and redistribute it to the gamers, and we guess you they’ll play extra, particularly if it’s bitcoin,” Cousens remarked.
SaraTobi’s Bitcoin Microtransactions on Apple Telephones
Following the aftermath of the Epic vs Apple lawsuit within the EU, which dominated in opposition to Apple’s monopolistic app retailer practices, the door was now unlocked to do micropayments inside cellular apps with out having to pay an exorbitant payment to the gadget producer. ZBD walked proper by means of that door, getting approval for the primary cellular recreation with in-app bitcoin purchases and microtransactions, SaruTobi. The sport includes a cute little monkey that has to swing from tree to tree to gather bananas, which in flip could be traded in for satoshis. “SaruTobi obtained by means of Apple’s evaluation, the place you would make purchases in Bitcoin. That was us doing a little R&D,” famous Cousens.

Idle Financial institution Integration — Bitcoin in Mainstream Gaming
Most lately, ZBD introduced a partnership with TapNation, a number one cellular writer with “over 1 billion whole downloads,” in keeping with the press launch. Their flagship recreation known as Idle Financial institution, which already has over 12 million downloads. Idle Financial institution is the primary mainstream cellular recreation to ship native Bitcoin rewards to gamers by way of the Lightning Community. ZBD studies that since launch, the sport has achieved a 355% enhance in 30-day participant retention and a 124% increase in income per participant, demonstrating Bitcoin’s affect on engagement and monetization.
Commenting on the combination, Cousens stated, “We’ve recognized Philippe at TapNation for fairly a while. He’s very fascinated with in search of methods the video games trade can undertake new applied sciences, and he had religion in us that this bitcoin rewards mannequin is highly effective and works, so his groups agreed to combine the ZBD SDK. They did discover it very straightforward. Idle Financial institution is a recreation the place you print fiat cash and mine Bitcoin secretly to screw over your prospects. I like to recommend individuals play it as a result of you may stack actual sats, simulating being an actual central banker.”
